To help you achieve your dream of owning a home, download our HOMEBUYERS GUIDE at no cost to you.

How to get your Academy Homebuyers Guide:

  • Click the button below
  • Fill out the form so your Academy Loan Officer can reach out to you directly
  • After you click ‘Submit’, a download link will appear
  • Download your free copy of the Academy Mortgage Homebuyer’s Guide!

Homebuyers Guide Download

What’s a Homebuyer Guide Anyway?

The Academy Mortgage Homebuyer’s Guide was designed to answer many common questions about the homebuying process. This step by step guide will help you know what to expect and how to find the best loan options for your situation.

Whether you’re buying your very first home, or you happen to be an experienced homeowner, the “10 Steps to Achieving Homeownership” will take you from start to finish beginning with getting prequalified and ending with closing your loan. Think of them as a no-cost road map to help you find your way home.

Interested in purchasing or refinancing a home?
Academy Mortgage is the 1ST CHOICE Home Loan Lender on the Western Slope and beyond.

Academy Mortgage knows the Western Slope.

There’s no greater place to live than the Western Slope. Whether in the majestic mountains, overlooking the picturesque national monument, or enjoying the breathtaking views of the canyonlands, Academy Mortgage can help you find your dream home in the Western Slope. We have several loan products available to customize the perfect fit for you. If you are ready to get started and talk to an Academy Mortgage Loan Officer near you, CLICK HERE or keep scrolling to learn more about how we can help make homeownership in the Western Slope a reality for you.

Featured Loan Solution:


The stunning vistas and gorgeous back-country make this area of the country irresistible. It would be no surprise if owning a home in the Western Slope has caught your eye. Looking for a house near the ski areas or maybe a ranch-style house in the country? No matter your preference, a HomeReady® Loan from Academy Mortgage can make this home yours.

Learn More

VA Loans

VA Loans provide up to 100% financing, with zero money down and no monthly mortgage insurance required, for active-duty military personnel and veterans.

Keep Reading

USDA Loans

Academy offers fixed-rate USDA Home Loans with all of the benefits of USDA financing. To qualify for financing, the property must be located in an eligible rural area.

Keep Reading

Conventional Loans

Academy offers fixed-rate Conventional Home Loans at standard conforming loan limits and options for high-balance loan amounts.

Keep Reading

FHA Loans

FHA Home Loans are designed with flexible qualification guidelines to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.

Keep Reading

Your 1st CHOICE Home Loan Lender

Founded in 1988, Academy Mortgage is one of the nation’s largest and most respected independent mortgage lenders.

Academy’s mission is to be 1ˢᵗ CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors, and in the communities that we serve.

National Lender With Local Control

Academy has the distinct advantage of being a direct lender, which means all loan processing, underwriting, and funding are handled in our local Western Slope branch offices. What’s more, team members who know the ins and outs of your Western Slope community will be in control of your loan file from start to finish.

Our teams have the tools and resources in-house to expedite these processes, resulting in our proven track record of closing loans as quickly and efficiently as possible.

  • 30 Years of Service
  • #1-Rated Lender on Zillow
  • Helped 45,573 Families Achieve Homeownership
  • 96% 45,573 Customer Satisfaction Rating

About Our Team

  • 5 Out Of 5 Star Rating For The Jack O’Neal Team

    Bruna and Jack were great! This all came together so quickly. Thank you for being so accommodating.

    Niccola LeBaron , 7/29/2019

  • 5 star review for Dave Shepard

    “A huge thank you to Dave and his team for making our refinance such an easy process”

    Clint Cholas , 7/11/2019

  • 5 star review for Kevin Cordova

    “We worked with Kevin and Nicole. They made our loan process seamless. We would highly recommend Academy Mortgage to our family and friends!”

    Ave Mansheim , 12/03

  • 5 star review for Rick Hamm

    “Wonderful and knowledgeable”

    Tobbi Monroe , 11/01/2019

  • 5 star review for the Jack O’Neal Team

    “Jack and Bruna are great at what they do. Easy to work with and this is the second time I’ve worked with Jack. I would recommend this team to anyone I know interested in mortgages or refinancing.”

    Taylor Reesberg , 11/18

  • Rick Hamm Loan Officer

    5 star review for Rick Hamm

    “I appreciated how patient everyone was. First time buying and selling. I kept forgetting docs and I was testy a few times. My feathers were smoothed and I was walked through everything. Excellent customer service.”

    Click here to contact Rick today!

    Tara Hough , 9/6/2019